Senior Credit Analyst-Group Credit
Verified Hiring Opportunity • Curated by E-Errands Recruitment Desk
Accra, Ghana
Full-Time
Job Description
About the Role
Oakwood Green Africa is seeking a technically strong and experienced Senior Credit Analyst to join its Group Credit function and support credit governance and oversight across the Group's banking subsidiaries.
Key Responsibilities
- Appraise new, renewal and restructuring credit requests and prepare comprehensive credit papers with clear recommendations.
- Analyse financial statements, cash flows, projections, bank statements and credit bureau reports.
- Structure credit facilities, including overdrafts, term loans, trade finance and guarantees, with appropriate sizing, pricing, conditions and covenants.
- Assess collateral adequacy, including valuations, perfection, ranking, insurance and guarantor strength.
- Review group and connected-party exposures and ensure compliance with lending limits.
- Monitor credit portfolios for early-warning indicators and support classification, provisioning, restructuring and recovery.
- Provide independent credit challenge and engage constructively with business teams.
- Contribute to Group-wide credit policy harmonisation, risk appetite and portfolio oversight.
Qualifications & Experience
- A bachelor's degree in Finance, Accounting, Economics, Banking or a related discipline.
- A minimum of five (5) years' relevant experience in credit analysis, credit risk management or corporate/commercial banking, preferably within a banking or financial services environment.
Additional Advantage
- Professional qualifications (e.g. ACCA, CFA, CIB) or other relevant certification.
- Experience in trade finance, oil and gas, agriculture or contractor financing.
- Exposure to group credit oversight or multi-jurisdictional banking experience.
- Experience in ESG and environmental risk assessment.
- Exposure to credit restructuring, remedial management and loan recoveries.
How to Apply
Interested and suitably qualified candidates should submit their updated CV to: info@oakwoodgreenafrica.com
Using "Senior Credit Analyst - Group Credit" as the subject of the email.
Location: Accra, Ghana
Applications will be reviewed on a rolling basis.
How to Apply
Please send your application and resume directly to this email address:
info@oakwoodgreenafrica.com